Interest rates and building values are historically low!
Now is the time to secure your future!

Working with small businesses to convert lease dollars to equity while lowering effective occupancy costs is what KW Commercial-Commercial Northwest does every day. We work with the Small Business Administration through local banking partners as well as Capital Matrix to coordinate the entire acquisition of property on behalf of small business owners just like you.

We know that your focus is on running your business, not on the selection, purchase and financing of real estate. At KW Commercial-Commercial Northwest we understand the challenges entrepreneurs face in balancing their commitments first hand. Our step by step assistance and transaction coordination makes obtaining and closing your SBA 504 loan seamless.

Whether your company prefers to buy an existing building or prefers to build, KW Commercial-Commercial Northwest will locate the best property for you. We assist you in the negotiations, consult lender selection, coordinate the transaction to facilitate a timely turn-around and get you into your new building as quickly as possible.

The SBA 504 loan program is designed to help small businesses finance owner-occupied commercial real estate. Typically the Borrower supplies 10% of the purchase price in the form of a down payment, the Borrower's bank supplies 50% of the purchase price, and the SBA 504 loan supplies the remaining 40% of the purchase price at a below market 20 year fixed interest rate!

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Allow KW Commercial-Commercial Northwest to assist you in analyzing your current occupancy costs to determine how much your company can save by making the decision to purchase rather than lease your commercial real estate. Typically we can show you how you can reduce your effective occupancy costs by 40-50%.

Call Nancy Lemas today (208) 344-0288.

Don't think you have enough money for a down payment? The SBA 504 loan program only requires 10% down. In some cases, a down payment as low as 5% of the purchase price can be achieved. In many scenarios, the down payment on a building can be similar to that required by a Landlord for security deposit, first and last month's rent.

Are you worried about purchasing a building because you aren't sure what your space requirements will look like in the next year, 3 years, or 5 years? Did you know that the SBA 504 loan program allows you to buy a building which you may occupy as little as 51% of the building? Your company can create a profit center by leasing the remainder of the space to another tenant and produce income until which time your business growth requires expansion. At this point, you can simply take over the space within your own building.

Are you wondering what the advantage is to purchasing a building using the SBA 504 program over conventional financing? In addition to requiring much smaller down payments than conventional financing, the SBA 504 loan program offers fixed rate financing for 20 years with no balloon. Some expenses can be rolled into the loan and interest rates are typically lower than conventional loan rates.

Contact your KW Commercial-Commercial Northwest agent now for a free analysis of your real estate needs.